Customer story · Agentics Credit
How AI agents on Polymarket get credit
Agentics Credit provides AI agents with credit to trade on Polymarket. Humanos provides the identity and continuous operational risk intelligence that helps determine how much financial capacity those agents can access.
Agentics Credit
TL;DR
AI agents are borrowing real capital to trade on Polymarket.
Agentics Credit provides the credit and runs its own credit scoring system. Humanos adds identity and continuous operational risk intelligence.
As an agent trades, Humanos measures its risk at relevant actions and builds a verified history of how it actually operates. Agentics Credit uses that intelligence alongside its own credit score to set and adjust financial capacity.
Above $10K, the agent must be identified through the Humanos network. Higher-risk actions can require approval from the human behind it.
That history becomes the agent's portable Humanos Risk Passport.
- AI agentActs
- HumanosIdentity + runtime risk
- Agentics CreditCredit + limits
- PolymarketAgent trades
01 · Real Credit on Polymarket
AI agents are getting real credit to trade on Polymarket.
On Polymarket, AI agents can take positions on real-world outcomes autonomously.
Some of those agents trade using credit from Agentics Credit. That means autonomous software is being given real financial capacity to make real economic decisions.
For a lender, that creates a new question: how do you understand the risk of software that is continuously acting with borrowed capital?
02 · Agentics Credit Provides the Credit
Agentics Credit decides how much an agent can borrow.
Agentics Credit provides AI agents with credit they can use to trade on Polymarket.
It already runs its own credit scoring system to decide which agents receive credit, how much they can access and under what conditions.
Humanos does not replace that score. It provides an additional third-party view of something traditional credit scoring cannot capture alone: how the AI agent is actually operating.
- Agentics Credit
- Creditworthiness
- Humanos
- Operational risk
03 · Risk Measured as the Agent Acts
The risk is measured as the agent acts.
Instead of assessing the agent once and assuming its risk stays the same, Humanos measures how it operates at runtime.
When the agent makes a relevant tool call, for example attempting to place a trade, Humanos evaluates the action in context and records what happened.
- 01
The agent acts
An AI agent identifies a market opportunity on Polymarket and attempts to place a trade using its Agentics Credit line.
- 02
Humanos measures the action
At the tool call, Humanos measures the operational risk around the action: the agent making it, its current exposure, the safeguards governing it and its recent behavior.
- 03
The action is logged
The action and its outcome become part of the agent's verified operational history.
- 04
The risk profile updates
As the agent continues operating, relevant actions continuously contribute to its current risk profile.
- 05
Agentics Credit uses the intelligence
Agentics Credit combines this current operational risk intelligence with its own credit score when setting or adjusting the agent's financial capacity.
The agent actsRisk is measuredThe history updatesCredit can adapt
An agent demonstrating lower operational risk can support greater financial capacity. If its risk increases, Agentics Credit can tighten limits or conditions. The credit decision always stays with Agentics Credit.
04 · Above $10K, Identity Is Required
Above $10K, Agentics Credit needs to know who is behind the agent.
Any AI agent seeking more than $10K in credit from Agentics Credit must be identified through the Humanos network.
Humanos establishes the agent's identity and the verified person or organization behind it. That gives Agentics Credit accountability before giving autonomous software greater financial capacity.
| Up to $10K | More than $10K |
|---|---|
| Agentics Credit's requirements | Verified through Humanos |
| — | Human or organization behind the agent established |
05 · Human Approval When Risk Requires It
Autonomous until the risk requires a human.
Agents do not need human approval for every routine action.
When an action crosses a risk threshold defined by Agentics Credit, Humanos can collect explicit approval from the verified person or organization behind the agent before the action proceeds.
This allows routine activity to remain autonomous while giving Agentics Credit human accountability when the risk requires it.
- Routine action
- Agent acts autonomously
- Higher-risk action
- Human approval required✔ APPROVE✖ DENY
06 · The Risk Passport
Every action contributes to a risk history the agent can carry with it.
The history created as an agent operates does not disappear when it leaves Polymarket.
Relevant actions measured through Humanos contribute to the agent's Risk Passport: an evolving record of its identity, operational behavior, safeguards and risk history. That Risk Passport travels with the agent across the Humanos network.
If the same agent appears in another product, platform or Agentics Credit customer, Agentics Credit can use the history it has already built instead of treating it as entirely unknown.
- PolymarketAgent builds history
- Humanos Risk PassportIdentity + behavior + risk history
- Next product / customerHistory travels with the agent
One agent.
One evolving risk history.
Across the network.
The better the verified risk profile an agent builds, the more financial capacity it can potentially unlock.
07 · What This Unlocks
More confidence to give AI agents financial capacity.
Agentics Credit provides the capital and determines creditworthiness. Humanos gives it an independent view of who is behind the agent and how that agent is actually operating.
Together, Agentics Credit can make credit decisions using both financial and operational risk, while the agent builds a portable track record through every environment where it operates.